*Get to Closing faster - easier to qualify:

     - credit scores as low as 600

     -Non-traditional credit may be acceptable

     -Low or no downpayment

     -Non-occupant co-borrower is permitted

     -Expanded qualifying ratios

*Protections and advantages:

     -No prepayment penalties

     -fully assumable

     -default assistance

     -lower premiums

     -Competitive interest rates and lower premiums

*FHA products include:

     -Reverse mortgages

     -80% cash out refinancing

     -96.5 - 100% purchase financing